![]() ![]() If your CIBIL score is in this range, you are on the right path. The interest rates on the loan could also be higher. ![]() ![]() It suggests you have been struggling to pay the dues on time. With a CIBIL score in this range, it will be difficult for you to get a loan or a credit card as you are at a high-risk of turning into a defaulter.Ī CIBIL score in this range is considered as fair. It means you have been late in paying credit card bills or EMIs for loans. If you have not used a credit card or have never taken a loan, you will have no credit history.Ī CIBIL score in this range is considered as a bad CIBIL score. This means it is either “not applicable” or no history”.
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